Renting an Apartment in Warsaw – Best Districts and Prices

Which location should you choose, what should you pay attention to, and what are the benefits of working with a real estate agency? This guide answers the key questions about renting an apartment in Warsaw.

Where to Find the Best Rental Listings? 

The largest number of listings can be found on popular platforms like Otodom, Gratka, and Morizon. These sites allow you to easily filter by district, apartment size, and price. Be sure to check Facebook Marketplace and OLX as well—sometimes you’ll find great deals there, but watch out for scams or fake listings. You can also rent through a real estate agency. Let’s take a look at the pros and cons of that option. 

Renting Through an Agency – Pros and Cons 

One of the biggest advantages of using an agency is convenience. You don’t need to search listings, make calls, or schedule viewings— the agency handles all of that for you. They also take care of the paperwork, including properly drafting the lease agreement. An agent often accompanies you during the handover process and can help document the apartment’s condition. Another plus: agencies may have access to listings that haven’t yet hit the public market. 

The downside? The service comes at a cost. Agencies typically charge a commission, often equal to one or even two months’ rent. It’s also common for landlords to list higher-end or more carefully prepared apartments through agencies—properties intended to bring in higher rental income. 

How Much Does It Cost to Rent an Apartment in Warsaw? 

Rental prices for apartments of the same size can vary by as much as 30%, depending on their condition and the district they’re in. The most expensive properties are usually newly built or recently renovated, and the priciest districts include: 

• Górny Mokotów 
• Śródmieście (City Center) 
• Wola 
• Stary Żoliborz 

More budget-friendly districts include Białołęka, Targówek, Ursus, and Włochy. You’ll also find lower rental rates for apartments in older buildings or those located farther from major public transportation hubs. 

How to Avoid Overpaying for Rent in Warsaw 

There are several ways to save on rent. First, avoid apartment hunting right after summer break—this is peak season for students, and prices tend to rise, especially for studios and small one-bedroom units. If you’re starting school and don’t have a choice, set up alerts with your search criteria so you can respond quickly—first come, first served! 

Keep in mind that furnished apartments—especially those with newer furniture—are generally more expensive. These are often targeted at expats or professionals staying in Warsaw temporarily, who are typically willing to pay more. Another way to save is by minimizing your upfront costs—particularly your rental deposit. 

Rental Deposit Surety – A Smart Way to Save When Renting in Warsaw 

This service has been widely used for years in countries like Switzerland, Germany, and France. Now it’s also available in Poland through Bingo-Rent. 

Here’s how it works: instead of paying a security deposit directly to the landlord, Bingo-Rent covers it for you. You just pay an initial and administrative fee, followed by a subscription equal to 12% of the deposit amount. You can pay this upfront for the year or in monthly installments. 

You can calculate the exact subscription cost using the online calculator on the Bingo-Rent website. To use the service, you’ll need your landlord’s consent. Then simply register online, complete the verification process, and once your landlord approves, the service is activated. The entire process is smooth, fast, and fully digital. 

Using a rental deposit surety improves your financial flexibility—freeing up cash for furnishing your new home or covering other expenses.