The Rental Deposit Surety is a modern alternative to a traditional deposit, utilized for years in many mature European markets.
Instead of paying the full deposit amount, the tenant utilizes the Bingo-Rent surety and pays a small subscription fee. If they are already renting an apartment, they can recover the funds frozen in the deposit by substituting it with the Bingo-Rent surety.

Benefits for the tenant:

• no need to freeze funds for a deposit or the capability to recover them
• increased financial liquidity and more funds for moving and furnishing the apartment
• simpler access to rental offers where the deposit amount would pose a barrier

Benefits for the landlord:

• greater security thanks to evaluating the candidate's credibility before signing the agreement
• faster lease finalization by eliminating the deposit as one of the primary barriers for the tenant
• transparent cooperation and settlement rules that mitigate the risk of misunderstandings between the landlord and the tenant

You can use Bingo-Rent in two situations:

• Before signing a new lease agreement, the tenant and landlord agree on the lease terms, including the deposit amount. The process can be started by both the tenant and the landlord, who invites their tenant to use the Bingo-Rent Rental Deposit Surety. After a positive verification, the landlord receives a Rental Deposit Surety Certificate, and the final step is accepting the agreement terms online.
• During an ongoing lease agreement, if the tenant and landlord want to replace a previously paid deposit with the Bingo-Rent Rental Deposit Surety, they can go through an analogous process. Thanks to this, the tenant recovers the funds frozen in the deposit from the landlord, and the landlord still uses the agreed form of security, receiving the Rental Deposit Surety Certificate.

Yes. The Rental Deposit Surety is valid for the entire duration of the lease agreement specified in the application, up to a maximum of 5 years.
After the lease ends, it remains valid for a period specified in the Terms and Conditions, giving both parties time for a peaceful and transparent conclusion and settlement of the lease.

After the lease ends, Bingo-Rent guides the tenant and the landlord through a transparent settlement process, helping both parties smoothly conclude the lease.
If the parties have no reservations against each other, the service is concluded. If issues requiring clarification arise, both parties have the opportunity to present their stance, and the subsequent process proceeds according to the rules defined in the Terms and Conditions.

Yes. The Rental Deposit Surety substitutes the traditional deposit in the amount agreed upon between the tenant and the landlord, up to a maximum amount of 10,000 PLN.
Because of this, the tenant does not have to pay a deposit when signing a new lease agreement or can recover funds previously paid to the landlord, swapping them with the Bingo-Rent Rental Deposit Surety.

No. Using Bingo-Rent is completely free for the landlord. All fees associated with the Rental Deposit Surety are covered by the tenant.
As a result, the landlord can make a more informed decision when selecting a tenant by utilizing the verification process, the Rental Deposit Surety Certificate, and a transparent settlement process, without incurring any additional costs.

We verify the tenant's identity, the consistency of their data, information available in NDR (National Debt Register), and the financial credibility assessment prepared by Kontomatik.

Yes. The Rental Deposit Surety is a proven solution applied for years in mature rental markets, including Switzerland. At Bingo-Rent, security is guaranteed by multi-stage tenant verification, an electronic surety, and clearly defined rules of cooperation.

The Rental Deposit Surety amount matches the deposit value agreed upon between the tenant and the landlord and can range from PLN 500 up to a maximum of PLN 10,000. This ensures that the surety amount is always tailored to the conditions of a specific lease agreement.

The Rental Deposit Surety is applicable in situations related to the deposit settlement after the lease concludes, in accordance with the conditions defined in the lease agreement and the Bingo-Rent Terms and Conditions.
In practice, it may cover, among other things, dues resulting from the lease agreement, such as damage to the leased property, outstanding rent, or other agreed fees.

Yes. Solutions substituting a traditional deposit with a surety have been operating for years in many mature rental markets, such as Switzerland.
For tenants, this presents the ability to avoid freezing funds for a deposit. Landlords, conversely, obtain not only an alternative form of security but, equally crucially, a more organized rental process and clear settlement rules after its termination. Due to this, the risk of misunderstandings between the parties is curtailed, and the owner is not required to store and settle the deposit throughout the entire duration of the agreement.
Bingo-Rent introduces this proven model to the Polish market, modifying it to local regulations and the necessities of rental market participants.

Following the conclusion of the lease agreement, Bingo-Rent guides the tenant and the landlord through a transparent settlement process. After determining the dues arising from the lease agreement, the settlement occurs in line with the terms of the granted Rental Deposit Surety and up to the amount covered by this surety. The objective of the process is an efficient and transparent lease settlement.

Bingo-Rent guides the tenant and the landlord through a transparent settlement process after the lease ends. Most situations should conclude at the stage where both parties jointly agree on the settlement.
If any party needs additional clarification, the further process proceeds in accordance with the rules defined in the Terms and Conditions.

After the lease ends, Bingo-Rent guides the tenant and the landlord through a transparent settlement process. The landlord reports any dues, and the tenant is given the opportunity to respond to them.
Once both parties jointly agree on the settlement, Bingo-Rent executes the surety in accordance with its terms, and the payout occurs within 3 business days.
If any party needs additional clarification, the further process proceeds in accordance with the rules defined in the Terms and Conditions.

Once the tenant and the landlord jointly agree on the settlement, the payout from the Rental Deposit Surety takes place within 3 business days.
This way, the landlord quickly receives the funds owed – without having to store and independently settle a traditional deposit throughout the entire lease period. The whole process is managed by Bingo-Rent and remains fully transparent for both parties.

Yes. The Rental Deposit Surety is a solution contingent on the consent of both parties. You can propose the Surety Service as an alternative to a traditional deposit, which enables the tenant to avoid freezing their funds, while making the entire rental process more straightforward and transparent.
It is highly recommended to discuss this option prior to signing the lease agreement so that both parties can consciously select the solution that best addresses their needs.

Yes. Tenants and landlords can utilize the Bingo-Rent Rental Deposit Surety across the entirety of Poland. The service is accessible both for individuals signing a new lease agreement and for those who are already renting an apartment and desire to retrieve the funds frozen in their deposit by substituting it with a Bingo-Rent surety.
The full process, from registration and verification to finalizing the agreement, takes place conveniently online.

Currently, Bingo-Rent can be used by individuals holding a PESEL number and a Polish ID card. The identity and financial credibility verification is carried out based on data from NDR (National Debt Register), which relies on these documents.
In practice, this means that the Rental Deposit Surety can be used by Polish citizens as well as foreigners who hold a Polish ID card (e.g., after obtaining permanent residency).
We are working to extend the verification process so that the service will also be available to tenants using other identity documents.

The landlord's role is straightforward. You can invite your tenant to utilize the Bingo-Rent Rental Deposit Surety, review the outcome of their verification, and after the lease ends, navigate a transparent settlement process overseen by Bingo-Rent alongside the tenant.
Consequently, you are not burdened with storing and settling a traditional deposit, making the entire rental process more streamlined, transparent, and significantly more convenient for both parties.

We are the team developing Bingo-Rent, a modern Rental Deposit Surety service engineered with the aim of simplifying the apartment rental process in Poland.
The project is developed by B-R Solutions Sp. z o.o. based in Warsaw and backed by a group of investors from Switzerland. We draw inspiration from solutions that have been operating in mature rental markets for years, tailoring them to the distinct requirements of the Polish market.
We collaborate with both Polish and international partners, alongside experts in technology, finance, and real estate, to formulate safe, transparent, and modern solutions tailored for tenants and landlords.